INTEREST RATE ASSUMPTIONS

For your convenience, Del Financial, Inc. provides interest rate samples on www.delfinancial.com (“Website”.) We appreciate your interest in our products and look forward to helping you save time and money on your new home loan. When reviewing our interest rates, it is important to understand that these rates are based on certain assumptions and/or conditions. Please review the following carefully as to ascertain if these rates would apply to you.

DISCLAIMER

LOAN APPROVAL WILL BE SUBJET TO FINAL UNDERWRITING AND RE-VERIFICATION OF PERTINENT INFORMATION. THIS IS NOT AN OFFER OF CREDIT OR A COMMITMENT TO LEND. PRODUCTS OR FEATURES MAY NOT BE AVAILABLE IN ALL AREAS. INTEREST RATES, PROGRAMS, GUIDELINES, AND ANY OTHER TERM MAY CHANGE AT ANY TIME.

OUR ASSUMPTIONS

The following assumptions apply to all rate quotes provided on the Website:

Interest Rate Assumptions for Refinance Transactions: The following assumptions or conditions apply to the Refinancing Rates quoted on the Website.

Interest Rate Assumptions for Purchase Transactions: The following assumptions or conditions apply to the Home-Buying Rates quoted on the Website.

Conforming Purchase Mortgages:

FHA Purchase Mortgages: