For the past three decades, Del Financial, Inc has been a consistent choice for California home buyers. Each of our mortgage consultants is experienced in the real estate purchase arena and is committed to providing satisfaction-guaranteed service throughout the entire process. If you need to finance the purchase of a new property, we are here to help.

HOME-BUYING RATES:

Rates as of: 8:42am (PST) on 8/9/2022 Questions? (949) 289-7410

Note: Interest rates may change at any time. The rates listed below are based off certain assumptions: See our assumptions. This is not a commitment to lend. This is not a complete list of loan programs available.

5/1 Adjustable

Conforming Mortgage

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30 Yr Fixed-Rate

Conforming Mortgage

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15 Yr Fixed-Rate

Conforming Mortgage

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PRE-APPROVAL CERTIFICATION:

Del Financial offers a free no-obligation pre-approval certification process to all individuals desiring to purchase a property. When you find the house you want to buy, attach your Pre-Approval Certification Package to your purchase offer to let the seller know that you are ready to go.

Example Pre-Approval Certification
  • Its absolutely free!
  • Save time, and know exactly what you qualify for.
  • Your purchase offers will be considered first.

DETAILED PROPERTY ANALYSIS:

How much do you know about the property you are buying? As part of the mortgage consultation process, all Del Financial clients are eligible to receive a valuable free e-appraisal report called PropertyID. This detailed property report includes a real time, computer appraised value of the home you are buying. Ask your Licensed Mortgage Professioanl for more information. Read More

Property Analysis Report

BUYING A HOME:

With Del Financial, getting a home mortgage is not as complicated as you may think. Although we work tirelessly to close your loan, your experience will not be complicated; and with proper preparation, stress free. Although the loan process does require a collaborative effort, our staff does the heavy lifting. These are the basic steps involved in financing the purchase of your new home:

  • Home Buying Step 1Follow our simple preparation guideline and speak with a Mortgage Consultant for a free consultation.
  • Home Buying Step 2Review your options and decide on the loan program you want.
  • Home Buying Step 3Apply for the loan and send in the requested documentation for underwriting.
  • Home Buying Step 4Sign loan documents once your file is finished going through underwriting.
  • Home Buying Step 5Relax, you’re done. Sit back and enjoy the benefits of your new mortgage.

PURCHASE HIGHLIGHTS:

  • Up to 96.5% Financing available through our FHA programs. 100% Financing available for veterans.
  • Go green: We have loans available the will give you extra money to add upgrades. (e.g. Solar panels)
  • Jumbo loans to 2 Million at 80% LTV with FICO scores as low as 700.
  • We provide financing for purchasing short-sales, REOs, and other distressed properties.

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