For the past three decades, Del Financial, Inc has been a consistent choice for California home buyers. Each of our mortgage consultants is experienced in the real estate purchase arena and is committed to providing satisfaction-guaranteed service throughout the entire process. If you need to finance the purchase of a new property, we are here to help.


Rates as of: 8:17am (PST) on 7/21/2024 Questions? (949) 289-7410

Note: Interest rates may change at any time. The rates listed below are based off certain assumptions: See our assumptions. This is not a commitment to lend. This is not a complete list of loan programs available.

5/1 Adjustable

Conforming Mortgage

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30 Yr Fixed-Rate

Conforming Mortgage

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15 Yr Fixed-Rate

Conforming Mortgage

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Del Financial offers a free no-obligation pre-approval certification process to all individuals desiring to purchase a property. When you find the house you want to buy, attach your Pre-Approval Certification Package to your purchase offer to let the seller know that you are ready to go.

Example Pre-Approval Certification
  • Its absolutely free!
  • Save time, and know exactly what you qualify for.
  • Your purchase offers will be considered first.


How much do you know about the property you are buying? As part of the mortgage consultation process, all Del Financial clients are eligible to receive a valuable free e-appraisal report called PropertyID. This detailed property report includes a real time, computer appraised value of the home you are buying. Ask your Licensed Mortgage Professioanl for more information. Read More

Property Analysis Report


With Del Financial, getting a home mortgage is not as complicated as you may think. Although we work tirelessly to close your loan, your experience will not be complicated; and with proper preparation, stress free. Although the loan process does require a collaborative effort, our staff does the heavy lifting. These are the basic steps involved in financing the purchase of your new home:

  • Home Buying Step 1Follow our simple preparation guideline and speak with a Mortgage Consultant for a free consultation.
  • Home Buying Step 2Review your options and decide on the loan program you want.
  • Home Buying Step 3Apply for the loan and send in the requested documentation for underwriting.
  • Home Buying Step 4Sign loan documents once your file is finished going through underwriting.
  • Home Buying Step 5Relax, you’re done. Sit back and enjoy the benefits of your new mortgage.


  • Up to 96.5% Financing available through our FHA programs. 100% Financing available for veterans.
  • Go green: We have loans available the will give you extra money to add upgrades. (e.g. Solar panels)
  • Jumbo loans to 2 Million at 80% LTV with FICO scores as low as 700.
  • We provide financing for purchasing short-sales, REOs, and other distressed properties.


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